<accounts>
<login id="term1" password="term1" delimiter="|" error-detect="enabled" institution="CPL" />
<login id="koha" password="koha" delimiter="|" error-detect="enabled" institution="kohalibrary" />
<accounts>
<login id="term1" password="term1" delimiter="|" error-detect="enabled" institution="CPL" />
<login id="koha" password="koha" delimiter="|" error-detect="enabled" institution="kohalibrary" />