zipcode => $borrower->{'zipcode'},
country => $borrower->{'country'},
phone => $borrower->{'phone'} || $borrower->{'mobile'},
cardnumber => $borrower->{'cardnumber'},
zipcode => $borrower->{'zipcode'},
country => $borrower->{'country'},
phone => $borrower->{'phone'} || $borrower->{'mobile'},
cardnumber => $borrower->{'cardnumber'},