+my $borrower= GetMember('borrowernumber' => $loggedinuser);
+my $budgets = GetBudgetHierarchy(q{},$borrower->{branchcode},$borrower->{borrowernumber});
+my $has_budgets = 0;
+foreach my $r (@{$budgets}) {
+ if (!defined $r->{budget_amount} || $r->{budget_amount} == 0) {
+ next;
+ }
+ $has_budgets = 1;
+ last;
+}
+